Texas USDA mortgage loans, often times referred to as Rural Development, or RD loans; may be the best choice for your Texas home loan! USDA loans are government guaranteed home mortgages for borrowers living in rural and suburban communities in Texas. There are many benefits to Texas USDA loans.
In addition to low fixed rates and no mortgage insurance, USDA loans are the only home mortgage available to the general public that will allow borrowers to finance up to 100%. In other words, USDA loans offer NO MONEY DOWN home loans! Simply put, if you live in a suburban, or rural community, you will not find a better home mortgage option.